Own Real Estate in Dubai Worth AED2 mill

• Can be multiple properties added up

• Properties may be mortgaged

• Properties may be under construction (off-plan)

• Can sponsor spouses, unmarried kids (any age) and elderly parents without additional investment

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But:

• You cannot mix properties from different emirates

• Properties have to be owned in your personal name

• Properties must be owned by 1 individual (no joint ownership)

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Timeline:

• 2 Week Preparation Time (outside Dubai)

• 5-10 working Days application (inside Dubai)

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Costs

• The Dubai Navigator Service Fee: USD 999/visa (One Time)

• Government Fees: AED 9,884.75 (Source) 

Open a Fixed Deposit of AED2mill for 2Y at a UAE Bank

• Earn interest of around 3.5% for 2 years

• Withdraw the funds after 2 years, keep the 10 year Golden Visa

• Properties may be under construction (off-plan)

• Can sponsor spouses, unmarried kids (any age) and elderly parents without additional investment

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But:

• There is no federal deposit insurance scheme

• Properties have to be owned in your personal name

• Properties must be owned by 1 individual (no joint ownership)

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Timeline:

• Days 1-13: submitting your application at various banks

• Day 14 visit a UAE bank in person, sign opening documents

• Days 16-39: wait for the bank to complete their due diligence process

• Day 40: Bank account is open, fund the account

• Days 41-50: Wait for funds to arrive, receive bank confirmation letter

• Days 51-60: Visit Dubai for application process

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Costs

• The Dubai Navigator Bank Account Opening Fee: USD 1,499

• The Dubai Navigator Visa Service Fee: USD 999/visa (One Time)

• Government Fees: AED 0-5,500 (Some banks cover fees, source) 

Invest AED 500,000 in a government approed UAE Start Up

• 75% lower investment (compared to real estate and fixed deposit pathways)

• Earn annual dividends, depending on the start up

• Buyback guarantee (depending on the start up)

• Potential for capital appreication (should the startup be successful)

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But:

• Risk of total loss of invested capital

• Difficult to identify "approved" startups

• Startups have to raise funds at the time when you are looking to apply for a Golden Visa

• Some startups are slow to work with, leading to delays

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Timeline:

• Days 1-13: Sign shareholders' agreement, make investment

• Days 14-28 visit the UAE for visa issuance

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Costs

• Introduction to Startups by The Dubai Navigator: Free

• The Dubai Navigator Visa Service Fee: USD999/visa (One Time)

• Government Fees: AED 0-5,500 (Some startups cover fees, source) 

Earn a base salary of at least AED 30,000 per month for a period of 2 years

• The AED 30,000 salary must be paid in AED, from a UAE company

• Income must be earned for 2 years as part of an annual contract

• The salary must be the base salary (not including allowances)

• Salary can be paid from your own company

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But:

• Requires that you have earned a local UAE salary for 2 years

• If you start paying a salary to yourself from your own company today, in 2 years time, rules may change – meaning you may not qualify in the futute

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Timeline:

• 2 Years: Earn monthly base salary of AED 30,000/month

• 8-10 Working Days: Complete visa application process in Dubai

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Costs

The Dubai Navigator Visa Service Fee: USD1,499/visa (One Time)

Government Fees: AED 3,790 (One Time, source source) 

Have a unique talent, or be a leader in a specific field such as academics, science, sports, music etc.)

• No investment required; qualify based on your career track record or past achievements

• Many possible qualification options

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But:

• Requires 

• Subject to approval - documentation doesn't guarantee a visa.

• Some categories require attestation or recommendation letters

• For more details visit here

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Timeline:

• Varies depending on category

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Costs

Variable - Not Supported by The Dubai Navigator due to often lengthy and complex requirements, and high rejection rates. 

For application costs, visit here

If you already have a Golden Visa, you can sponsor spouses, elderly parents and unmarried kids

• No additional investment needed​​

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But:

• Need to provide an attested marriage certificate for spouses

• Need to provide an attested birth certificate for kids (any age)

  • Kids must not be married!​

• When sponsoring elderly parents, need to sponsor both at the same time, and need to provide your own (attested) birth certificate

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Timeline:

• Attestation of certificates takes up to 3 months (at 2-4 government departments, depending on nationality)

• The applicant and sponsor have to spend 2 weeks inside the UAE

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Costs

• The Dubai Navigator Visa Service Fee: USD999/visa (One Time)

• Attestation: Third-party services range from USD250-500 depending on nationality. We support clients with attestation on a cost-basis (no markup)

• Government Visa Fees: from AED 3,500-6,100 (One Time, depending on route (real estate, fixed deposit etc.))